“Does my plan cover OUT-OF-NETWORK outpatient mental health services at a counselor’s office and/or via telehealth?”

“What is the remaining deductible for outpatient mental health services?” (This is the amount you pay for covered health care services before your insurance plan starts to provide any reimbursement)

“What is the maximum allowed amount the plan will reimburse for code 90834 (individual 50-minute sessions) and 90837 (individual 60-minute sessions) with a counselor? What percentage of the maximum allowed amount will my plan pay?”